Escrow Coordinator II

Job Responsibilities

Are you searching for a career through which you can make a meaningful difference? Do you want great benefits and work-life balance? Look no further! The SC State Housing Finance and Development Authority (SC Housing) is actively seeking an Escrow Coordinator.

About Us

SC Housing is transforming the housing industry in our state through cutting-edge programs and competitive, market-based financial products that make homeownership affordable and quality rental housing possible for many. Our staff is excited about creating solutions that make a difference in the lives of others.

Since 1971, SC Housing has been the state's primary source of funding for affordable multi-family housing development. We help to ensure that citizens have a supply of attractive and efficient rental units, providing stable, safe housing for those who are either not ready for, or choose not to own, their own home.

Responsibilities of the Escrow Coordinator

SC Housing's Mortgage Servicing Department services mortgage loans for first time homeowners for low to medium income families for affordable housing. As the Escrow Coordinator II, you will work under the supervision of the Escrow Services Manager. In this role you will:

• Process property tax payments on all first mortgage loans.
• Responsible for maintaining critical timeframes and deadlines for tax payments.
• Research and reconcile monthly reports from the tax service company.
• Reanalyze escrow accounts as required.
• Process insurance claim checks for property damage as submitted by the mortgagor.
• Communicate with contractors, insurance adjusters and inspection company on active insurance claims to ensure property damage is repaired as required.
• Submit insurance claim requests for mortgagors on force placed insurance.
• Provide detailed customer service support to mortgagors.
• Is responsible for the monthly reconciliation and transmission of FHA premiums.
• Is responsible for Year End Coordinator duties, to include processing of year end statements and submission of vendor and IRS file.
• Actively utilizes the document management system (OnBase) and workflow processing within the servicing division.
• Update written procedures and attends relevant trainings to stay abreast of procedure and policy updates.
• Works on special projects as assigned.

Minimum and Additional Requirements

Agency Minimum Requirements:

A bachelor's degree and relevant experience.

OR

An associate's degree and 2 years of relevant experience.

OR

A high school diploma and 4 years or relevant experience.

• An equivalent combination of education and experience may be substituted to meet the agency minimum requirements. (i.e. 1 year of education = 1 year of related experience)* Candidates must specifically meet the Agency Minimum Requirements or an equivalent combination of education and experience to be considered for this position.

Additional Requirements:

• Ability to multi-task, manage time effectively, prioritize tasks, and process time sensitive materials in a fast-paced environment.
• Must be extremely detail oriented and analytical with the ability to organize multiple tasks and set priorities.
• Ability to exercise judgment and discretion to make sound decisions supported by facts.
• Proficiency in all Microsoft Business software, especially MS Excel.

Must be able to lift and carry files, books and reports weighing up to 20 lbs. Must be able to perform filing, desk work and operate general office equipment. Must be able to sit or stand for prolonged or intermittent periods of time while sharing, gathering or presenting information to other staff members or external parties. Employee must be able to perform these tasks with or without reasonable accommodations. SC Housing is committed to a diverse workforce and does not discriminate on the basis of race, color, religion, national origin, sex, including pregnancy and childbirth (or related medical conditions), age, or disability.

Preferred Qualifications

• Preferred experience on Emphaysis AOD software
• A Bachelor's degree in business, accounting, finance or related field of study and related full time experience in mortgage servicing, banking, accounts receivable, or related housing field.

Additional Comments

What makes us Different?

We are a state governmental agency but one unlike you've encountered before. We operate much more like a private sector business. We are a self-sustaining operation that offers rental and homeownership products and services. As a result, we face many of the same regulatory, market, and financial hurdles of private sector financial institutions. Our clear advantage to employees is that we offer challenging and meaningful work, as well as excellent state government benefits.

Our Benefits Package:

SC Housing offers an exceptional benefits package that includes:

• Telecommuting options
• Accrued Paid Time Off (15 days annual/vacation leave per year and 15 days sick leave per year)
• 13 paid holidays
• PEBA Health, dental, vision, long term disability, and life insurance for employees, spouses, and children
• PEBA Perks
• Free Telehealth Visits for State Health Plan members
• Free Health Coaching for State Health Plan members
• State Retirement Plan
• Deferred Compensation Programs 401k and 457 plans
• MoneyPlus (tax-favored accounts program) Employee Assistance Program
• Employee Discount Programs (PerksCard, TicketsatWork, and WeSave)
• Casual Fridays
• Tuition Reimbursement Program (after 6 months of employment)

And much, much more!

Location, Location, Location:

The Palmetto State offers something for everyone. Located in the Midlands, Columbia is both the state capital and South Carolina's second-largest city. It is just a short commute to the state's beautiful beaches and gorgeous mountains. Sunny summers and mild winters allow residents to experience the outdoors year-round, a plus considering that Lake Murray is just minutes away. Great universities and colleges, minimal commute times and friendly people make South Carolina the ideal place to build your future.

Click here to explore Columbia, SC and all it has to offer.